What to Do When Hit by an Uninsured Driver
When you’re hurt by a careless driver, you expect certain things after the car accident. You expect them or their insurance company to pay for your injuries. You expect them to stay until the police arrive. You expect them to be carrying insurance at all. Unfortunately, many New York drivers are uninsured or underinsured, which leaves the injured party in a tough position.
Luckily, you may not have to just accept your situation and pay for the damages yourself. You have an opportunity to get compensated fairly for your injuries. Your NYC car accident lawyer can help you determine your best options to get compensation after you’re struck by an uninsured driver in New York City.
Uninsured Motorist Coverage
When you’re hit by an uninsured driver, you may not have to worry about getting compensation from the at-fault driver. You may instead be able to work with your own insurance company. While you may still need a lawyer to help you protect your claim, getting compensated through your insurance company can help you settle your claim faster. That gives you more time to focus on your injuries and recovery.
Your insurance policy may include uninsured motorist coverage, which covers you in situations where the other driver is uninsured or underinsured. All you have to do is file a claim with your insurance company for your settlement.
But insurance companies aren’t always on your side. They may try to settle with you for a low amount so they can protect their profits. You may need an uninsured accident lawyer in New York to help you get compensated fairly by the insurance company.
Suing the At-Fault Driver
While working with your insurance company and your lawyer may be one of your best options, you may also have considered suing the driver who caused your injuries. Your insurance company may have failed to compensate you fairly, or you’re seeking justice, too.
Suing the at-fault driver in a successful lawsuit can lead to the promise of compensation. But the driver may not have the funds to pay for your financial losses. They may not have insurance because they can’t afford it, for example, and that can leave you in a difficult position, especially if you have large medical bills now. For example, your bills for whiplash treatment may not wait any longer, so you may need to seek compensation elsewhere.
Talk to an Uninsured Accident Lawyer in NYC
Getting compensated after an uninsured driver hits you is no easy task. You’re hurt, and they’re not helping you. Worse, you may be worried that the insurance company won’t help you when you need them most. But you have options.
At Greenstein & Milbauer, LLP, you can talk with an uninsured accident lawyer for the guidance you need. Your lawyer can even get you started with a free consultation. If you don’t know what to do when hit by an uninsured driver, call 1-800-VICTIM2 (842-8462) or fill out the online contact form below for a free consultation.