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  • $200,000,000
    in Recoveries
    Since 1995
  • Nearly 20,000
    Satisfied Clients
  • Cases Settled
  • Calls Returned
    Every Time

NEW YORK CITYCar Accident Lawyers


In Recoveries Since 1995

Nearly 20,000 Satisfied Clients


In Recoveries Since 1995

Cases Settled Quickly

Call Returned Every Time

Don’t be a victim twice
Choose the right attorney!

June 08, 2020

How to Respond to a Low Settlement Offer from an Insurance Company

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When you’re hurt in a Bronx car accident, you need all the help you can get to recover from your losses. The problem is, you may have already received a low settlement offer from your insurance company. So, what can you do now? 

Taking the following steps can maximize your compensation. You shouldn’t have to pay out of pocket for your losses, so check out the following steps before you accept a settlement offer you know isn’t right for your needs. 

Know Your Bronx Car Accident Claim’s Worth

First, you may need to break down your losses caused by the accident, also called damages, to find their worth. These losses can add up quickly, and your insurance company may not have accounted for all these losses. 

Because of this, you and your Bronx accident lawyer may need to start with your claim’s value. Your car accident lawyer can help you add up the losses you’ve suffered financially, like car repairs, medical bills, and lost income. 

Your lawyer can also help you calculate the value of your non-economic damages. For example, you may be in physical pain. That pain may be affecting your ability to enjoy life. In these cases, you may be due compensation to help you recover from that pain. 

Write a Demand Letter 

When your Bronx insurance company doesn’t offer the settlement you need to cover your losses, you may need to write a demand letter. This letter details the damages you’ve suffered and what those damages are worth. This shows you know what your claim is worth and that you’re ready to act to get your compensation. 

You may need a lawyer in the Bronx to help you write this letter. It can be difficult to gather all this evidence on your own, and you may be unfamiliar with the legal writing process for documents like this. 

When Your Bronx Insurance Company Won’t Budge

Sadly, your Bronx insurance company may still deny your claim. They may claim your New York car accident was partly your fault, or they may claim you’re overestimating your losses. When the company refuses to settle, you can take your claim to a Bronx courtroom and file a lawsuit against the at-fault party. 

Your lawyer can help you take this next step and file a lawsuit. They can represent you in court so you have access to the tools and evidence you need. They can defend your claim and work to see you get the compensation you’re due. 

Call a Car Accident Lawyer about Your Settlement Offer Concerns

If you’ve just been injured in a Bronx car accident, you may be worried about your options for compensation. If you’re stuck on how to respond to a low settlement offer from an insurance company, your lawyer from Greenstein & Milbauer, LLP can help. You can get started through a free consultation when you call 1-800-VICTIM2 (842-8462) or when you contact us through the online contact form below. 


“Their communication with me was great and they were always quick to respond to emails and calls. I would highly recommend using Greenstein and Milbauer for motor vehicle accidents.”

- Brittany l. via google

"I put my trust in the law office of Greenstein & Milbauer and it paid off! I highly recommend using Greenstein and Milbauer for motor vehicle accidents.”

- Marlo K. via Google

"I couldn’t recommend them more highly!"

- Adam B. via Google

"They don't stop till they get it done, and they get it done!"

- Mitch L. via Google
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