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    Every Time

NEW YORK CITYCar Accident Lawyers


In Recoveries Since 1995

Nearly 20,000 Satisfied Clients


In Recoveries Since 1995

Cases Settled Quickly

Call Returned Every Time

Don’t be a victim twice
Choose the right attorney!

June 26, 2018

Three Ways Insurance Companies Lowball Auto Accident Settlements

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After an auto accident, one of your first calls should be to your insurance company to discuss your accident and what your settlement should include. If the other driver was at fault and you were seriously injured, you might have to deal with the other driver’s insurance company, which could be even more difficult than dealing with your own.

Unfortunately, the insurance companies won’t likely be fair to you when you need your settlement most. They’re for-profit businesses, and covering your damages simply doesn’t help their bottom line.

You might find yourself dealing with a lowball auto insurance settlement for one of many reasons. If this has happened to you, you can get help from a lawyer, who can discuss what the insurers are doing and what you can do about it.

1) Accusing You of Lying or Fraud

Fraud is a major issue for many insurers in New York. It can harm consumers and drivers who are caught in the middle of fraud schemes.

Unfortunately, this means that you might have trouble getting the compensation you deserve, especially if your version of the accident differs from the one the insurance company has recorded and found from its investigation. While the accusation against you isn’t true, insurers may use fraud allegations against you to lowball your settlement.

To combat this, you’ll need to ensure that your story is as consistent as possible.

2) Taking Advantage of Your Vulnerability

After a car accident, you’re likely suffering from both the pain and the mental toll an accident takes. In some cases, you might have even exceeded the limits of your “no-fault” coverage and crossed the serious injury threshold. That means you’ll be suffering the consequences and fighting to get full compensation for all of your damages by demonstrating the other driver’s fault.

The insurance companies know how difficult this can be, and some may use this difficult time against you. Without the help of a lawyer to ensure that you’ll get fair compensation, the insurance company may try taking advantage of you during this difficult time by offering a quick, low settlement. They’re hoping you’ll take it out of desperation.

3) Assuming You Don’t Know How Much You’re Owed

In some cases, insurers might assume that you’ll take the first settlement offer they make. Many people don’t know that they don’t have to accept the first settlement offer the insurer makes.

If you’re not sure that they’re offering the right amount for your settlement, speak to a lawyer about what your claim is truly worth. An attorney can discuss your injuries and damages with you and make sure you get the complete settlement you deserve.

Fighting for Every Cent You Deserve

Few insurance companies will have your best interests in mind, which is why you could need help getting the full settlement you deserve. There’s a good chance that your first settlement offer won’t be what your claim is actually worth.

You may need a lawyer from Greenstein & Milbauer, LLP to make sure you get the settlement offer you need. Our attorneys can review your case, calculate what your claim is worth, and help you fight back against greedy insurers. We’ll even review your case for free so you know we’re ready to help. To schedule your free case evaluation, call us at 1-800-VICTIM2 (842-8462) or fill out the form below.


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