Brooklyn No-Fault Car Accident Lawyer
No-fault insurance policies don’t automatically result in fair and full settlements. Make certain your insurer is treating you fairly by working with a no-fault attorney in Brooklyn.
In order to drive a car in New York State, every driver must carry personal injury protection (PIP) auto insurance coverage to pay for the initial damages caused by a crash—regardless of who was at fault.
No-fault insurance will cover a portion of your financial damages, such as your medical costs, lost income, and other out-of-pocket expenses related to the accident. That’s the ideal scenario, anyway. In reality, insurers are often unwilling to fairly compensate all of the costs involved.
If you were injured in an accident—whether it was a hit-and-run or a head-on with a drunk driver—a Brooklyn no-fault car accident lawyer from Greenstein & Milbauer, LLP can negotiate the highest possible settlement from your PIP insurance provider.
No-Fault Auto Claims Have Limits and Restrictions
In order to collect a no-fault settlement for an auto wreck in New York, you must file a claim within thirty days of the accident or risk a reduction in benefits. You might even lose the chance to recover damages through a PIP claim.
The good thing about no-fault coverage is that you can file a claim against your PIP policy regardless of who caused the accident. Whether you were completely at fault, partially to blame, or not at fault at all, you should still be eligible for compensation up to your policy limits.
There Are Exceptions to No-Fault Laws
There are exceptions under New York’s no-fault insurance laws that exclude some accident victims.
It’s important to note that even if you fall into one of these categories, that doesn’t mean you’re completely barred from compensation. If someone else can be proven to be at fault, you can step outside of the no-fault system and file a personal injury claim against him or her. This is also true if your no-fault policy limits won’t cover all of your damages.
Those not covered by no-fault auto insurance in New York include the following:
- Motorcycle drivers and their passengers
- Drunk or drugged drivers
- Drivers who intentionally caused a wreck
Getting the Most from Your PIP Coverage
Getting a fair and full settlement for a no-fault claim can be more complicated than it sounds. The insurance business is a billion-dollar industry, and these companies keep their profit margins high by paying out as little as possible in claims.
This means that even your own insurance company will lowball you in an effort to keep their money in their pocket.
To make certain you receive full compensation, a no-fault car accident lawyer from our office can negotiate a settlement that maximizes your policy benefits. We’ll make certain that your insurer doesn’t “overlook” anything when offering a settlement for your PIP claim.
Contact a Brooklyn No-Fault Insurance Attorney
Get the full compensation you deserve and the representation you need from a Brooklyn no-fault car accident lawyer who understands New York auto insurance laws. To get started with a free consultation from Greenstein & Milbauer, LLP, dial 1-800-VICTIM2 (842-8462) or contact us online through the contact form below.