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Things to Know About Insurance Companies

Being involved in an accident, whether it’s at work or in a car, can lead to serious injuries and financial damages. Luckily, in these cases, you have every right to file a claim seeking compensation for what you’ve been through.

However, in order to be successful, you need to be knowledgeable about what the proceedings will be like and who you will be dealing with. Because many personal injury cases involve insurance companies, you may be wondering what you need to know about insurers before you proceed.

Our team at Greenstein & Milbauer, LLP wants to ensure as few issues and as much success as possible for your claim. To help prepare you for what’s to come, we’ve gone over some important facts you should know about the insurance companies you’ll be dealing with.

They’ll Be Difficult

It’s unfortunate, but the insurance companies won’t be on your side when the time comes to recover your benefits. After all, they are companies, and their primary goal will always be protecting their profits—not your wellbeing or finances.

To that end, they may offer you a settlement that is far less than what your claim is actually worth, or they may try to completely deny their responsibility to provide you with a payout.

They’ll Try to Trick You

After your accident, the insurance company may contact you and attempt to get you to provide a recorded statement that details your account of the accident and how it took place. They may suggest that this is simply a measure to build your claim, but you should avoid providing a statement until you’ve spoken with a lawyer.

The true reason for this practice is to get you to say something that makes you look liable for the accident. By doing this, insurers can avoid some of their responsibility to compensate you. To avoid this, direct insurers to your attorney. Tell them your lawyer will be handling all forms of communication regarding the claim from that point forward.

They Have to Follow the Law

As difficult as they may be to deal with, insurance companies still have laws to abide by. They aren’t allowed to act in bad faith, and if they do, you can file a suit against them for their actions.

Acting in bad faith may include refusing to give you updates about the status of your case, refusing to provide you with a payout without providing information as to why they reached that decision, or simply holding up the process without cause.

If you believe your insurance company is acting in bad faith, call your lawyer immediately. An attorney can get the claim process moving and win you the compensation you deserve.

Consult with a Personal Injury Lawyer

Now that you know the important things to know about insurance companies, you’re ready to begin filing your claim. However, you may need solid legal representation and guidance to get the benefits you’re seeking.

To that end, our lawyers at Greenstein & Milbauer, LLP are here and happy to assist. Don’t wait to get in touch with us to schedule a free initial consultation. You can reach us by phone at 1-800-VICTIM2 (842-8462), or you can fill out the online contact form below.

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