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Understanding the Uber Insurance Policy for Passengers

If you’ve been hurt in an Uber accident, you might have a chance to seek compensation through the driver’s insurance policy. It can make your recovery a faster and easier process than if you paid out of pocket. However, you might have a difficult time understanding the Uber insurance policy for passengers, especially when you’re focused on recovering from your injuries, not understanding the legal system.

At Greenstein & Milbauer, LLP, we understand that a car crash is just as difficult on passengers as it is on drivers. That’s why we offer this guide to understanding your options for financial recovery.

Uber’s Insurance Policy During a Ride

When you’re in the car during a rideshare, Uber’s insurance policy considers you the full responsibility of your Uber driver. You’re likely only involved in the accident because you were in the car, so you should be protected from claims of fault, too. 

Uber’s accident policy covers New York passengers up to $1 million per accident in many cases. Because of this, you should be able to simply file a claim with the insurance company and receive a settlement that covers all your needs

Getting a Fair Settlement 

However, the insurance company may not be willing to pay for expensive claims. The adjuster may try to claim you didn’t file your claim soon enough, that you weren’t that badly injured, or that your compensation for the accident should be limited. 

If you’re offered a low settlement, a full recovery can feel impossible. Your New York rideshare crash could leave you hurt and suffering, which means you may need to take alternative measures.

Worse, insurers may act in bad faith. If they have no reason for your claim denial, they may be breaching their contract. Although that could make some people desperate enough to accept whatever offers the company gives, you have the opportunity to fight back. Talk to your Uber accident lawyer about their failure to settle with you if you’re still stuck with your losses from the accident. 

Connect with an Uber Accident Lawyer after a Crash

Even if the insurance company is cooperating with you, things can go wrong easily. You might be offered less than what your claim is worth, or the adjuster may simply refuse to consider offering a larger settlement. In these cases, settling for less could mean struggling to recover for even longer. 

That’s where a lawyer from Greenstein & Milbauer, LLP can help. We know that dealing with Uber and the insurance company isn’t easy. Fortunately, we can make getting your compensation simpler and take the stress and burden of legal action off your shoulders. 

If you’ve been hurt in an Uber accident, reach out for your free consultation, during whihc we can discuss your claim and the compensation you’re eligible for. Call 1-800-VICTIM2 (842-8462) or fill out the online form below. 

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