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Should I Call My Insurance Company after an Auto Accident?

After you’ve suffered an auto accident, it can be tough to know where to turn. You’re injured, you’re suffering from the consequences of the crash, and you’re feeling alone. You may believe that working with your insurance company is your best option.

Get a second opinion when you’re asking, “Should I call my insurance company after an auto accident?” Your attorneys at Greenstein & Milbauer, LLP can help you understand the claim you’re facing and who you need to call right after the wreck.

Get a Fast Response after a Crash

When you’ve been in an auto collision, you want a fast response. You’re facing major financial consequences from your claim, and that can severely affect you. If you’re injured in a crash, getting a quick response for your claim can also help you recover sooner and get the settlement you need.

Generally, you’ll need to notify your insurance company that you’ve been involved in a car crash. Because New York is a no-fault state for car accidents, your insurance company should be responsible for your recovery, no matter who was at fault. That means you may not need to worry about filing a court claim as long as your losses aren’t considered serious injuries.

Insurers May Not Be On Your Side

However, you’ll also need to take care about what you say to the insurance company and what you should receive from them. Insurance companies are still for-profit businesses, which means that they’re focused on making a profit for themselves and for their investors.

Because of this, they may try to lowball your settlement, offering you much less than what your claim is actually worth. That can hurt your chances at a full recovery, leaving some of the bills and expenses for you to maintain.

You’ll also need to avoid any accusations of responsibility. While New York is a no-fault state, the insurance company may try to avoid giving you the full settlement you deserve, especially if you said something about being at fault for the car accident. If you don’t defend yourself, that can hurt your case, making it more difficult for you to recover after your injuries.

Contact an Attorney before You Call Your Insurance Company

Contacting the insurance company is usually at least a part of the car accident claim process. However, you may not be sure whether it’s necessary and whether it will help your claim. That means you may be asking, “Should I call my insurance company after an auto accident?”

While contacting the insurers can sometimes help you, you’ll need to be careful about what you say and do when seeking out compensation for your injuries. It’s usually best not to call, then, until you have a lawyer from Greenstein & Milbauer, LLP on your side.

If you’re not sure where to start, reach out for a free consultation for your claim. Our NYC accident lawyers can help you understand your claim and get the help you need to recover. To begin, give us a call at 1-800-VICTIM2 (842-8462) or complete the following online form.

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