Manhattan Uninsured Accident Lawyer
Getting into an accident with an uninsured driver can leave you feeling like you don’t have options. You do have options, and you can discuss them with a Manhattan uninsured crash lawyer.
Imagine yourself at the scene of your car accident. You’re already under immense stress as you approach the other driver to ask for his insurance and contact information. This other driver, who was already completely—or almost completely—at fault, hits you with another bombshell: He doesn’t have auto insurance.
While you are almost certain that his lack of insurance will complicate things, you’re not sure to what extent. This uncertainty makes you fearful that you won’t be able to recover the compensation you desperately need for a full recovery.
If you’ve been in this or a similar situation, you may be surprised to learn that you still have options available to get what you deserve. For a thorough case review, contact a Manhattan uninsured accident lawyer at Greenstein & Milbauer, LLP.
Filing an Uninsured Motorist Claim
It’s always important to make sure your insurance policy includes coverage for both uninsured and underinsured motorist claims. While all auto policies in the state of New York are supposed to come with adequate coverage for uninsured motorists, it may not always be this way in practice.
Although we will mainly focus on uninsured motorists, you should not disregard underinsured motorists, as the minimum car insurance limits in the Empire State are relatively low ($25,000 in liability coverage for injuries to a single individual, for example).
Nonetheless, any uninsured motorist claim should be filed with your insurer within thirty days—and the sooner the better.
In your claim, make sure to document all injuries your accident has left you with, including the following:
- Brain injuries
- Face or eye damage
- Broken or fractured bones
- Organ damage and internal bleeding
You should also be eligible to recover compensation for damages like medical expenses, lost wages or earning potential, and damage to your vehicle.
Suing the Other Driver Directly
New York operates under a no-fault insurance system, which means you should turn to your own policy’s uninsured motorist coverage before attempting to pursue compensation directly from the uninsured driver. However, because the no-fault system imposes relatively low damage caps for victims like you, it may become necessary to sue the driver who injured you.
To recover compensation for non-economic damages like pain and suffering, scarring, reduced quality of life, and others, we can file a claim against the uninsured Manhattan driver who caused these hardships in your life.
While this is a viable option in some cases, it’s important to remember that uninsured motorists are not likely to have a lot of cash on hand to cover your damages. A knowledgeable Manhattan uninsured car accident lawyer from our firm will be happy to review your options with you.
Get in Touch with a Manhattan Uninsured Accident Attorney
While uninsured motorists aren’t exactly hardened criminals, you shouldn’t have to open your wallet due to their misdeeds. Fortunately, New York state allows those who have been hit by an uninsured motorist to recover compensation from their insurer for their losses and injuries.
To unleash the fullest potential of your auto insurance coverage, contact a Manhattan uninsured accident lawyer at Greenstein & Milbauer, LLP as soon as you can. Call us at 1-800-VICTIM2 (842-8462) or head to the bottom of this page to complete our online contact form.