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Manhattan No-Fault Accident Lawyer

A car accident can be a devastating experience, and dealing with the aftermath doesn’t help.

New York is a no-fault state, which means an injured driver or anyone covered by the policy uses their insurance to get a limited amount of coverage in the event of an accident, no matter who is to blame.

Unfortunately, this limited coverage is not always easy to obtain after a crash, and it’s usually not enough to cover all your losses. To put it simply, no-fault insurance can make pursuing compensation after an accident complicated.

To avoid the pitfalls of dealing with your insurance company on your own, work with a Manhattan no-fault accident lawyer from Greenstein & Milbauer, LLP.

Insurers Don’t Care About Your Needs

While no-fault insurance is designed to make the process of receiving compensation after an accident simpler, it sometimes means you have to fight your own insurance company to convince it to cover your damages to their full extent.

You will have to be careful in how you word your account of the accident to the insurers or anyone else because they will try to twist your words against you so that they can pay out as little as possible. They will also try to underpay for your medical expenses, income losses, and property damage.

Insurance companies are not on your side after an accident. They only care about the bottom line, and you are simply a number in that calculation. A solid Manhattan no-fault lawyer is likely your best bet to getting the most out of your own insurance company.

When Can You Move Past No-Fault Limitations?

No-fault coverage is limited to whatever your particular policy might be, and your losses are likely much greater than what the policy will cover. But you can only bring a personal injury lawsuit if you suffered a “serious injury” according to New York law.

The following are some injuries New York courts will consider serious:

  • An injury that keeps you from performing normal activities for at least ninety days
  • Broken bones
  • Permanent inability to use a body part, such as an arm or leg
  • Significant difficulty using a body part
  • Disfigurement or dismemberment
  • Loss of a fetus
  • Death

If you suffered any of the above injuries, you may be able to hold the at-fault driver or other parties financially responsible for the losses you’ve suffered.

Pain and suffering and other non-economic damages normally aren’t available in no-fault claims, but they are available in third-party personal injury lawsuits. This will likely add to the value of your personal injury claim.

Work with a Manhattan No-Fault Accident Attorney

If you are facing the challenges of fighting your own insurance company after a car accident, you may have the right to bring a third-party personal injury claim against the at-fault parties and their insurance companies.

For help, speak with a Manhattan no-fault accident lawyer from Greenstein & Milbauer, LLP. Fill out the form below or call us at 1-800-VICTIM2 (842-8462) to schedule a no-obligation, complimentary consultation as soon as possible.

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